We are retirement + tax planning experts and do our best work with:
Retirement investors age 50+ who are retired or close to it.
Diligent savers with investments over $1 Million+. (Excluding real estate.)
People who value expert help because retirement is too important.
The Define Retirement® PLAN Process
A custom plan showing you how to reduce taxes, optimize investments, and maximize retirement income. ($7,900 one-time fee)
Complimentary Intro Meeting (45-min)
You wouldn’t see a Cardiologist if you needed foot surgery!
In addition to a friendly conversation, we will use this meeting to ensure your situation matches our expertise.
We will also clearly explain our service model + answer ALL of your questions. No decisions are required at this meeting.😊
Discovery Meeting (60-min)
Like a doctor, it’s important to diagnose before prescribing.
One week prior, we will collect key information and documents needed for our analysis.
During the meeting, we will verify all data collected is accurate, ask important questions, and get crystal clear on your retirement needs and concerns.
Plan Delivery Meeting (90-min)
In this 90-min meeting, we will present your custom Define Retirement® PLAN.
The plan includes our findings + actionable steps for lowering your tax bill, optimizing investments, and maximizing retirement income.
(Note: Sometimes one more meeting is necessary. You might have more questions or want to see another scenario presented. If so, we will happily accommodate!😊)
FINAL STEP: Consider Define Retirement® PLUS
With your plan complete, you'll have two options: 1) Implement on your own; or 2) Hire us to do the heavy lifting for you!
Define Retirement® PLUS is our full-service solution and includes the following services:
- Ongoing management of your investments
- Bi-annual retirement/tax plan updates
- Retirement withdrawal coordination
- Proactive tax planning & strategy implementation
- Insurance management and oversight
- Optimization of retirement income sources (Social Security, Pension, etc.)
There is never a hard-sell or pressure to say "yes" to our full-service model. We are here to support you and your needs so you can achieve your retirement goals.
Step #1: Schedule Your (Free) Intro Meeting
Frequently Asked Questions (FAQ)
Yes! While many of our clients are in Southern California, we work with retirement savers all over the United States.
Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.
Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.
The Define Retirement® PLAN service is a one-time process that results in a 100% custom Retirement & Tax Plan. The fee for this service is $7,900 (one-time cost).
With the plan complete, you will have two options: 1) Implement on your own or 2) Hire us for full-service, ongoing services
Our full-service model includes ongoing oversight of investments, plan updates, tax planning, and coordinates the components involved in delivering reliable retirement paychecks. The ongoing annual fee for this service starts at $8,000+ per year.
All new clients begin by going through The Define Retirement® PLAN process. This service is a one-time process that results in a fully custom Retirement & Tax Plan ($7,900 one-time fee).
Through the Define Retirement® PLAN process, if we mutually determine we're the right long-term partner, you will have the option to move into our full-service wealth management model where Define Financial provides ongoing oversight of investments, plan updates, tax planning, and coordinates the components involved in delivering reliable retirement paychecks.
We are not currently equipped to offer hourly planning services. If you need help locating an hourly financial planner, send us a note and we will do our best to get you in the right hands.
There are three really important things about our firm that separate us from others:
1. All we do is retirement and tax planning for people age 50+. We are retirement specialists with the simple goal of making sure you retire with confidence + don't overpay the IRS.
2. We limit the number of new clients we take on. Our top priority is to deliver unparalleled value to our clients and provide highly personalized service.
3. We begin every new relationship with a one-time retirement plan. This allows you to work closely with us before committing to ongoing services.
In short, no. 😊
All new clients begin by going through The Define Retirement® PLAN process -- a one-time Comprehensive Retirement & Tax Plan ($7,900 one-time fee). While we provide in-depth investment recommendations through this process, managing your investments is not included in this service.
With the Define Retirement® PLAN complete, you will have the option to engage us for full-service, ongoing services (i.e., hire us to do the heavy lifting for you!). This service model does include investment management services. It also includes ongoing retirement plan updates, tax planning, and coordinates the components involved in delivering reliable retirement paychecks. The ongoing annual fee for ongoing services starts at $8,000/year and depends on complexity.
Step #1: Schedule Your Introductory Meeting
This is NOT a sales call. The purpose of this meeting is to answer your questions + determine if our expertise and service model matches your needs.
At the end of the meeting, you will be able to answer this question: "Does it make sense for Define Financial to build a custom retirement & tax plan for me?"
Not quite ready to schedule an appointment? That’s OK!
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