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WHY DEFINE

Not all financial advisors are created equal.

Fiduciary

Fi-du-ci-what!? It’s simple — we have structured our business so that we are personally liable if we give you bad advice. Sounds reasonable, right?

Commission-Free

No commissions and no hidden fees. The only compensation we receive comes from our clients directly.
Period.

CFP® Professional

The CERTIFIED FINANCIAL PLANNER™ designation means we are on top of our game. Only 25% of all financial advisors* in the industry can claim this distinction.
*Source: www.cfp.net, www.cerulli.com

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IT’S WELL DEFINED

Let the stories speak for themselves.

Case Study 1:

A Retiree

Dan devoted 35 years to running his company before deciding it was time to move into the next phase of his life. With his children grown, he and his wife Laura were looking forward to traveling as well as devoting time to the many activities they enjoy. His retirement package included a 401(k), stock options, and a pension…

Case Study 2:

A Foundation

A $20 million university endowment in Indiana asked us to consult on their foundation’s investment portfolio. Prior to working with us, the foundation’s board of directors had delegated investment management to an insourced Chief Investment Officer as the sole portfolio manager…

Case Study 3:

H.E.N.R.Y. (High-earner, not rich yet)

Meet Bridget. As an attorney, she has a high-dollar income. She also has many dreams: buying a home, minimizing taxes, and knowing she has the ability to retire comfortably if she ever stops working. But there were 2 massive obstacles standing between her and her dreams: ZERO TIME & ZERO PLAN.

10 Biggest Mistakesto Avoid When Hiring a Financial Advisor

Are you on the hunt for the best Financial Advisor? Our latest comprehensive guide for consumers highlights the 10 BIGGEST mistakes people make and how they can be avoided.

*Privacy policy: we hate SPAM and promise to keep your email address safe.

FINANCIAL PLANNER SERVICES

A fee-only financial advisor for retirees, busy professionals, and non-profits. Services include:

INVESTMENT MANAGEMENT
CHARITABLE GIVING SERVICES

FINANCIAL PLANNING
BUSINESS RETIREMENT SOLUTIONS

RETIREMENT PLANNING
INSURANCE SERVICES

Have peace of mind knowing your money stays with established institutions you can trust:

TECHNOLOGY MEETS FINANCIAL PLANNING

All of your financial accounts in one place!

A research group once described financial planning as feeling like a mix between a dental visit, math class, and marriage therapy. Making smart decisions with your money shouldn’t be painful – it should be rewarding!

We have partnered with industry-leading technology partners to help make sure your experience with our firm is nothing like a trip to the dentist. Our goal is to help simplify your financial life and put together a plan that you can actually understand.

Available to our amazing clients at no extra charge.

san diego financial planner

ABOUT US

You define your goals. We define a plan. Together, we define your future.

Define Financial is a fee-only financial planning firm headquartered in San Diego, CA. We specialize in financial planning and investment management services for busy professionals and retirees.

Do you think the next 30 years will look like the previous 30 years? We certainly don’t. Define was launched to provide a fresh, new perspective on the global financial markets and develop forward-looking solutions to ensure our clients can reach their goals.

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TAYLOR R. SCHULTE, CFP®

FOUNDER & CEO

Welcome! I’m a native San Diegan and I’ve spent over half of my career working for large wealth management firms. They spent more time talking about how to make the firm more money than how to make clients more money. I wanted to change that.

In 2014, I launched Define Financial. We are a team of industry-leading CFP® professionals working with our clients on the same side of the table. We help our clients keep more of their hard-earned money, solve complex financial planning issues, and achieve financial freedom.

Since launching Define Financial, I’ve been recognized as a four-year Five Star Wealth Manager in San Diego Magazine, a Top 40 Advisor Under 40 by InvestmentNews, and I was the recipient of the 2015 SD Metro Movers award by San Diego Metro Magazine. I’m also a regular contributor to Kiplinger and San Diego Downtown News.

I’m a proud graduate of the Eller College of Business at the University of Arizona and the Executive Financial Planner program at San Diego State University. In addition, I hold the CERTIFIED FINANCIAL PLANNER™ designation – exemplifying my commitment to the highest standards of integrity and professionalism in the industry.

When I’m not perfecting financial plans, you can find me traveling with my wife, searching for the next best carne asada burrito, or trying to master Adam Scott’s golf swing.

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Meet the Team

From the Blog View All

Investment Policy Statement Defined

By: Jon Luskin | Published: April 15, 2018

While there are a lot of tricky terms used in the world of investing, the concept behind the Investment Policy Statement should be fairly easy to understand. Simply put, the Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you are working with a financial planner, the IPS will also dictate how that money manager invests your money on your behalf. Here’s why creating this document is a good move: while your financial planner may make plenty of smart investing…
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In the Press View All

Define Financial’s Jon Luskin, MBA, CFP® Named One of InvestmentNews’ 40 Under 40

By: Jon Luskin | Published: June 22, 2017

San Diego, June, 22nd, 2017— InvestmentNews recently named Jon Luskin as one of its 2017 40 Under 40. Based on accomplishments to date, contributions to the financial advisory industry, leadership and promise, Jon Luskin was chosen from more than 800 nominations. “It’s an honor to be included in this select group of professionals,” said Jon Luskin, MBA, CFP®, financial planner at Define Financial. “I look forward to doing more research – to find the best answers for the question of how to best manage…
Read more [ + ]

Contact Us

	750 B St. Suite 1750 San Diego, CA 92101
	619 . 577 . 4002
	619 . 573 . 4012

Financial Planning · Investments · Tax Planning