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Retirement Planning for Individuals Over Age 50

Reduce Taxes · Invest Smarter · Optimize Income

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Awards & Accolades

Investopedia
The #2 Independent Financial Advisor in 2020
San Diego
Magazine

Top Wealth Manager of 2015-2020
Investment
News

Top 40 Advisor Under 40 of 2016
Financial Advisor
Magazine

Young Advisor to Watch in 2017

WHY DEFINE FINANCIAL?

Not all financial advisors are created equal.

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Fiduciary

Fi-du-ci-what!? It’s simple — we have structured our business so that we are personally liable if we give you bad advice.

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Commission-Free

No hidden fees. Our transparent fee schedule makes it easy to understand exactly how we get paid.

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CFP® Professional

Only 25% of all financial advisors in the industry hold the CERTIFIED FINANCIAL PLANNER™ designation.*
*Source: www.cfp.net, www.cerulli.com

RETIREMENT PLANNING CASE STUDIES

(Note: These case studies are hypothetical, do not involve a Define Financial client, and should not be construed as a guarantee.)

Work Optional

Case Study #1


Mark and Jennifer don’t have a set date for retirement — not because they can’t retire, but because they’re not sure they ever want to stop working completely. Mark is a tenured professor who can’t imagine no longer making such a big impact on the lives of his students. He loves being able to...
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Retired

Case Study #2

Dan devoted 35 years to his company before deciding it was time to move into the next phase of his life. With their children grown, he and his wife Laura were looking forward to traveling, golfing, and giving back to their community. His retirement package included stock options...

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Nearing Retirement

Case Study #3

After accumulating wealth throughout the years as a biotech executive, Carol began thinking about retirement. She consistently saved and currently holds a variety of investment accounts, including 401ks from her employers, stock options, an ESPP, and multiple brokerage accounts.

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10 Biggest Mistakes
TO AVOID WHEN HIRING A FINANCIAL ADVISOR

Are you on the hunt for the best Financial Advisor? Our latest comprehensive guide for consumers highlights the 10 BIGGEST mistakes people make and how they can be avoided.


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Retirement Planning Services

A fee-only financial advisor for professionals over age 50 planning for retirement. Services include:

  • INVESTMENT MANAGEMENT
  • SOCIAL SECURITY TIMING
  • RETIREMENT INCOME
  • TAX PLANNING
  • RETIREMENT PLANNING
  • OPTIMIZING INSURANCE

Have peace of mind knowing your money stays with established institutions you can trust:

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san diego financial advisor

TAYLOR R. SCHULTE, CFP®

FOUNDER & CEO

Welcome! I’m a native San Diegan and I worked for large wealth management firms for half of my career.

They spent more time talking about how to make the firm more money than how to make clients more money. I set out to change that.

In 2014, I launched Define Financial. We are a team of award-winning CFP® Professionals helping our clients reduce taxes, invest smarter, and retire on their terms.

I’m a regular contributor to Kiplinger and the host of an iTunes top 100 retirement podcast called “Stay Wealthy”.

When I’m not perfecting financial plans, you can find me traveling with my wife and two sons (Sawyer & Sutton), searching for the next best carne asada burrito, or trying to master Adam Scott’s golf swing.

pet: French Bulldog, Paisley
The Frenchie is a mix of three different breeds – diversified, just like my investment portfolio.
can’t be interrupted when: The Wildcats are playing
Timing – important in sports, not investing
favorite hiking spot: Cowles Mountain
Life is worth the climb
best burrito in San Diego: Nico’s, Ocean Beach
May result in inflation —of the stomach
favorite date night: Azuki Sushi, Bankers Hill
This place doesn’t get enough credit
queued up on the driving playlist : Podcasts!
Low cost, high yield.
best happy hour: Jaynes Gastropub
Suitable for both bear and bull markets
favorite golf course: La Cumbre Country Club, Santa Barbara, CA
A great place to form bonds

Meet the Team

From the Blog View All

11 Insanely Easy Ways to Save Money in 2021
By: Taylor Schulte| Published: March 5, 2021
11 Insanely Easy Ways to Save Money in 2021

Today I’m sharing simple tips for how to save money in 2021. Why? Because when you save more money, you have more money to invest. And with more money to invest, you can use the…
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In the Press View All

Investopedia Top Financial Advisors: Taylor Schulte Ranked #2 in U.S.

By: Define Financial| Published: January 5, 2021
Investopedia's 2020 Top 100

Taylor Schulte, CFP® was named the #2 top financial advisor in 2020 on the annual Investopedia 100 List. Each year, Investopedia creates its list of advisors who have been influential in bringing financial education to…
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Contact Us

12526 High Bluff Dr
Suite 238
San Diego, CA 92130

858 . 345 . 1197

858 . 345 . 1319

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