The Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you’re working with a financial planner, the Investment Policy Statement (IPS) will also dictate how they invest your money for you. While he/she will make smart investment decisions on your behalf, you will likely want to have some say…
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Is now a good time to buy a house? Or should you wait to see if the real estate market completely implodes? After all, the next real estate crash – spurred by massive unemployment from the current coronavirus pandemic – is just around the corner. Or is it? It’s a fair assumption. After all, real…
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Today we are breaking down credit scores, credit freezes, and how to keep your personal information secure. By the time you’re done reading this post, you should have a general idea of: How your credit score is determined Why your credit score is wildly important The process for improving your credit score Step-by-step how to…
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There’s a lot of anxiety and tension that came with the current global pandemic: Compulsively washing your hands Being holed up in your home Disinfecting everything that comes through your front doorway Anxiously waiting for your Federal stimulus money Despite all this, there is one thing I don’t have to worry about: having cash. That’s…
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Some people argue that exchange-traded funds (ETFs) are always better than mutual funds. But is this true? It’s time to set the record straight. Let’s clear the air surrounding this wonderful investment vehicle: the good ol’ mutual fund. If you have always wanted to know the difference between mutual funds and ETFs, you will enjoy…
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Who are the best San Diego financial advisors? Glad you asked! In today’s post, I want to highlight a few that I have come to respect and admire. “You. Have. Lost. Your. Mind.” -Taylor’s wife First, pocket these free resources: 35 Critical Questions to Ask a Financial Advisor [Download the PDF] The 10 Biggest Mistakes to…
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Recently, I was excited to attend an investor meetup – remotely, of course. (Aren’t Zoom meetings great?) I was looking forward to socializing and talking nerdy money stuff with friends. Alas, after the excitement wore off, I left the discussion slightly disappointed. Here’s why: To clarify, this was a mostly amateur investor club. But, these…
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Today we are sharing a summary of the CARES Act (a.k.a Coronavirus Aid, Relief, and Economics Security Act). It was passed by the U.S. Government on March 26th, 2020 and it’s the largest economic stimulus bill in history. The CARES Act provides financial support for: Individuals & Families Small Businesses Corporations Healthcare Providers State Governments…
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