Investment Policy Statement (IPS) Defined + Free Sample

Investment Policy Statement (IPS) Defined + Free Sample

The Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you’re working with a financial planner, the Investment Policy Statement (IPS) will also dictate how they invest your money for you. While he/she will make smart investment decisions on your behalf, you will likely want to have some say…
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Credit Freeze + Credit Scores: Everything You Need to Know

Credit Freeze + Credit Scores: Everything You Need to Know

Today we are breaking down credit scores, credit freezes, and how to keep your personal information secure. By the time you’re done reading this post, you should have a general idea of: How your credit score is determined Why your credit score is wildly important The process for improving your credit score Step-by-step how to…
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Rainy Day Fund

Rainy Day Fund

There’s a lot of anxiety and tension that came with the current global pandemic: Compulsively washing your hands Being holed up in your home Disinfecting everything that comes through your front doorway Anxiously waiting for your Federal stimulus money Despite all this, there is one thing I don’t have to worry about: having cash. That’s…
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Are ETFs better than Mutual Funds?

Are ETFs better than Mutual Funds?

Some people argue that exchange-traded funds (ETFs) are always better than mutual funds. But is this true? It’s time to set the record straight. Let’s clear the air surrounding this wonderful investment vehicle: the good ol’ mutual fund. If you have always wanted to know the difference between mutual funds and ETFs, you will enjoy…
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The 7 Best San Diego Financial Advisors (2020 Update)

The 7 Best San Diego Financial Advisors (2020 Update)

Who are the best San Diego financial advisors? Glad you asked! In today’s post, I want to highlight a few that I have come to respect and admire. “You. Have. Lost. Your. Mind.” -Taylor’s wife First, pocket these free resources: 35 Critical Questions to Ask a Financial Advisor [Download the PDF] The 10 Biggest Mistakes to…
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No One Knows What’s Going to Happen & That’s OK

No One Knows What’s Going to Happen & That’s OK

Recently, I was excited to attend an investor meetup – remotely, of course. (Aren’t Zoom meetings great?) I was looking forward to socializing and talking nerdy money stuff with friends. Alas, after the excitement wore off, I left the discussion slightly disappointed. Here’s why: To clarify, this was a mostly amateur investor club. But, these…
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5 Things Retirees Need to Know About the CARES Act

5 Things Retirees Need to Know About the CARES Act

Today we are sharing a summary of the CARES Act (a.k.a Coronavirus Aid, Relief, and Economics Security Act). It was passed by the U.S. Government on March 26th, 2020 and it’s the largest economic stimulus bill in history. The CARES Act provides financial support for: Individuals & Families Small Businesses Corporations Healthcare Providers State Governments…
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