Today I’m going to explain exactly what Per Stirpes is. In fact, this funny Latin word recently saved our client from making a giant estate planning mistake. And she didn’t even need to hire an attorney to fix it! If you want to make sure your money is inherited by the right people, you’ll enjoy…
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Here’s a step-by-step guide on how to use Broadcom’s 401(k) plan and other employee benefits to save for your retirement. As an employee for Broadcom, you can take advantage of several fantastic options for retirement savings. What You Will Learn Broadcom’s 401(K): Traditional 401(k) vs Roth 401(k)Broadcom’s Traditional 401(k)Broadcom’s Roth 401(k)Higher Savings with Broadcom’s Roth…
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Today we are breaking down credit scores, credit freezes, and how to keep your personal information secure. By the time you’re done reading this post, you should have a general idea of: how your credit score is determined, why your credit score is so important, how to improve your credit score over time, and how…
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Congratulations! You’ve successfully set aside some savings. Now, you want to invest it. But, with so many ways to invest – each with different tax benefits, limitations, and timelines – you’re overwhelmed. You’ve heard of some options, like: You can put up to $19,000 into a 401(k) for 2019, and another $6,000 into an IRA. (Individuals…
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Recently, a new client visited our office. He had a good problem to have; he had saved too much money! With most of his money in a traditional IRA account, he was worried about the taxes. He came to us wanting to know how to lower taxes in retirement. Fortunately, there are many ways to lighten taxes in…
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Who are the best San Diego financial advisors? Glad you asked! In today’s post, I want to highlight a few that I have come to respect and admire. “You. Have. Lost. Your. Mind.” -Taylor’s wife First, pocket these free resources: 35 Critical Questions to Ask a Financial Advisor [Download the PDF] The 10 Biggest Mistakes to…
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Recently, I saw a wonderful post on Twitter. It’s too good not to share: “You can save your way out of an investment mistake. You can’t invest your way out of a savings mistake.” – Tom Conlon — Dan Egan 🤓 (@daniel_egan) May 1, 2018 This is a fantastic point. It’s such a good point…
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We recently helped a client who was in the midst of an exciting time in his life. After many years of hard work, he sold the company he built and went from having a little bit of savings to having life-changing wealth. Wanting to be prudent with this big financial windfall, he came to us…
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