Do I Need Disability Insurance If I’m Near Retirement?

Do I Need Disability Insurance If I’m Near Retirement?

Do you need disability insurance if you’re nearing retirement age? Like most financial planning questions, there is no single answer for every situation. Whether or not you need disability insurance near retirement depends on a few different factors, including: how much money you plan to save over the rest of your working career, the size…
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The 7 Best San Diego Financial Advisors (2019 Update)

The 7 Best San Diego Financial Advisors (2019 Update)

Who are the best San Diego financial advisors? Glad you asked! In today’s post, I want to highlight a few that I have come to respect and admire. “You. Have. Lost. Your. Mind.” -Taylor’s wife First, pocket these free resources: 35 Critical Questions to Ask a Financial Advisor [Download the PDF] The 10 Biggest Mistakes to…
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Spend on What You Value

Spend on What You Value

At the tail end of 2017, I signed up for my first only Brazilian jiu-jitsu tournament. In an effort to be competitive, I set a goal: lose 10 lbs. (This is because you compete by weight class.) Losing 10 lbs meant a strict diet of meat and vegetables. Now, as ridiculous as a strict regimen of…
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Cybersecurity: How to Protect Yourself Online

Cybersecurity: How to Protect Yourself Online

Why is cybersecurity so important? The internet is fraught with scammers and rip-offs. And since our entire lives live online, it’s more important than ever to learn how to protect yourself. What You Will Learn Cybersecurity 101: Use Complex PasswordsUse Anti-Virus SoftwareKeep Your Software UpdatedEnable Two-Factor Authentication (2FA) to Improve CybersecurityAlways Use a VPN over…
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Investment Policy Statement (IPS) Defined + Free Sample

Investment Policy Statement (IPS) Defined + Free Sample

The Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you are working with a financial planner, the Investment Policy Statement (IPS) will also dictate how they invest your money for you. Here’s why creating this document is a good move: While your financial planner will make plenty of…
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Boring is Good for You

Boring is Good for You

In the nerdy world of money management, financial advisors are apt to use all sorts of over-the-top jargon. I’ll spare you by not listing every piece of jargon here (because that would bore you to death). But to help me illustrate a point, I do want to talk about one nerdy term. Forgive me while…
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Stock Market Crash Around the Corner?

Stock Market Crash Around the Corner?

The U.S. Stock Market has recovered swimmingly since the great recession – so well that people are saying that stocks are too expensive. Some even say we’re due for a severe market correction – or even worse: a stock market crash. Eventually, this prediction which will come true. But, when will stocks drop? Unfortunately, it’s impossible…
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