Annuitization Explained: What Does Annuitize Mean + Should You Do It?

Annuitization Explained: What Does Annuitize Mean + Should You Do It?

Today I’m explaining annuitization and what it means to annuitize a policy. Contrary to what many people think, annuities and annuitization are not the same. And confusing them can cause BIG problems for your retirement plan. So if you want to learn exactly what annuitization is and if you should annuitize, you’re going to love…
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Credit Freeze + Credit Scores: Everything You Need to Know

Credit Freeze + Credit Scores: Everything You Need to Know

Today we are breaking down credit scores and credit freezes. In fact, these are two of the most misunderstood retirement planning topics. So if you want to know exactly… What a credit score is and why it’s important How to (quickly!) improve your credit score Step-by-step how to process a credit freeze …then you’re going…
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Should I Sell My Stocks Now?

Should I Sell My Stocks Now?

Today I’m answering a timely reader question, “should I sell my stocks now?” The stock market has been skyrocketing for over a decade. In fact, the S&P 500 has returned 500+% since March 2009. So, should you sell stocks now? Maybe. If you want to learn how to prudently think about your investments and determine…
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11 Insanely Easy Ways to Save Money in 2021

11 Insanely Easy Ways to Save Money in 2021

Today I’m sharing simple tips for how to save money in 2021. Why? Because when you save more money, you have more money to invest. And with more money to invest, you can use the magic of compounding interest to reach your retirement goals. So if you want to learn 11 insanely easy ways to…
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The 7 Best San Diego Financial Advisors (2021 Update)

The 7 Best San Diego Financial Advisors (2021 Update)

Today I’m sharing a list of the best San Diego financial advisors in 2021. I’m also providing dozens of free resources to help retirement savers find a qualified professional they can trust. So if you’re on the hunt for a financial planner in San Diego and not sure where to start, this guide is for…
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Why Inflation is the Best Investment Benchmark

Why Inflation is the Best Investment Benchmark

Today I’m talking about the best investment benchmark…inflation! Why? Inflation reduces the value of your hard-earned money every day. In other words, one dollar today, is not worth one dollar tomorrow. By stuffing your money under the mattress (or in a savings account earning 0.001%), you are guaranteeing a negative real return. Since inflation is…
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The 7 Best Questions to Ask a Financial Advisor in 2021

The 7 Best Questions to Ask a Financial Advisor in 2021

Today I’m sharing the best questions to ask a financial advisor. In fact, these are the exact questions I tell people to ask us when they are considering our firm. So if you’re tired of seeing the same old questions to ask a financial advisor (“how often will I hear from you”), you’ll really enjoy…
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Disability Insurance Defined: The #1 Reason You Need It (In Plain English)

Disability Insurance Defined: The #1 Reason You Need It (In Plain English)

This guide has everything you need to know about disability insurance. Specifically, I’m sharing a simple definition of disability insurance, who needs it, how to avoid a gap in coverage, and more. So if you want to protect your income and save money, you’re going to enjoy today’s post. Before I define disability insurance, let me…
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