Income-Driven Repayment & How to Hack Your Student Loans

Student loans got you down? If so, you can get in line with the other 44 million Americans. Fortunately, there are a few strategies you can use to not only lower your income-driven student loan payments (aka income-driven repayment) but save buckets of money, too! In case you don’t know what I’m talking about here,…
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Don’t Buy a Home in San Diego – Rent Instead

As a San Diego homeowner and self-proclaimed financial planning nerd, please allow me to share my thoughts on San Diego real estate. Let me begin by saying: I love getting a good deal. That’s why I shop at Costco, put low-ball offers on used items on eBay, and scrounge Craigslist for free stuff. I do this…
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Side Letter of Instruction Defined

If you’re wondering what a side letter of instruction is, you’re not alone. To help you understand what this term really means, I want you to consider the following story: Imagine a husband and wife who have been married several years. Like many couples, only one spouse has taken a big interest in the household…
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How to Prioritize Financial Freedom

For some people, the idea that money = freedom is absurd. Some may even be offended by the idea. Or perhaps enraged. Why such strong feelings? People can have complicated feelings about money. And they may even see their financial success or failure as part of their character. So, when you mention the fact that…
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Cybersecurity: How to Protect Yourself Online

Why is cybersecurity so important? The internet is fraught with scammers and rip-offs. And since our entire lives live online, it’s more important than ever to learn how to protect yourself. Cybersecurity 101: Use Complex Passwords When it comes to playing it safe online (read: best cybersecurity practices), one of the best ways to protect…
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