WHY: To help you evaluate the value of our services and make an informed decision about hiring our firm.

WHAT: A free retirement & tax assessment. We will show you how to improve your retirement success and reduce your tax bill before paying us a single dollar.

WHO: Diligent savers over age 50 who have accumulated investment & retirement assets of $750,000 or more. (Excluding real estate.)

No Cost or Obligation

We want you to know exactly how we can help before you pay us a single dollar.

3 Big Answers

You will finish with answers to the three biggest questions about retirement.

15-Minute Call

The very first step is a 15-minute phone call with our team.

Your Free Retirement Checkup™

1 S SCHEDULE A CALL2 T TEAM MEETING3 A ANALYZE4 R REVIEW ASSESSMENT5 T THINK ABOUT IT6 ! HERE WE GO!

1 SCHEDULE A CALL

A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a Cardiologist if you needed foot surgery.

If we aren’t the right financial planning firm to help you, we will happily point you to the right expert for your unique needs.

2 TEAM MEETING

Like a doctor, it’s important to diagnose before we prescribe.

The next step is meeting with our team (in our office or via Zoom). During this one-hour meeting, our team will get crystal clear on your financial goals, needs, and concerns.

Before this meeting, we will request a few important documents. This data will drive our analysis and result in answers to the three critical questions.

3 ANALYZE

We will apply 15+ years of experience, decades of Nobel-prize winning research, and thousands of hours of training to answer three critical questions for you:

  1. Are you on track to reach your long-term goals (e.g. retirement, or work-optional)?
  2. How can your tax bill be reduced?
  3. How can your investments be improved?

4 REVIEW ASSESSMENT

With your Retirement Assessment complete, we will have a second meeting (in person or virtually via Zoom) to review our findings and recommendations.

In plain English, we will explain exactly what you can do to improve your retirement plan. We will also answer the three critical questions.

At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to think about it.

5 THINK ABOUT IT

We are looking for long-term client relationships, not a quick transaction. It’s important that you take as much time as needed to make a decision.

To help you make a smart decision, answer these questions:

  1. Do I like, trust, and respect the Define Financial team?
  2. Do the benefits outweigh the cost?
  3. Do I understand and agree with their investment approach?
  4. Do their financial planning recommendations make sense?

We will follow-up within a few days to determine how you would like to move forward.

If you decide that we aren’t a good fit to work together, we will not take it personally. In fact, we will wish you the best and help you find someone who might be a better fit. There is never a hard-sell or pressure to say yes.

6 HERE WE GO!

We are truly honored to be working with you. Before the fun begins, we will regroup (via phone or in-person) to answer any outstanding questions and set expectations for the new client process.

Prior to this meeting, we will have sent you a detailed breakdown of this process and addressed any concerns.


S Step 1: SCHEDULE A CALL

1 SCHEDULE A CALL

A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a Cardiologist if you needed foot surgery.

If we aren’t the right financial planning firm to help you, we will happily point you to the right expert for your unique needs.


T Step 2: TEAM MEETING

2 TEAM MEETING

Like a doctor, it’s important to diagnose before we prescribe.

The next step is a meeting with our team (in our office or virtually via Zoom). During this one-hour meeting, our team will get crystal clear on your financial goals, needs, and concerns.

Before this meeting, we will request a few important documents. This data will drive our analysis and result in answers to the three critical questions.


A Step 3: ANALYZE

3 ANALYZE

We will apply 15+ years of experience, decades of Nobel-prize winning research, and thousands of hours of training to answer three critical questions for you:

  1. Is your retirement plan on track?
  2. How can your tax bill be reduced?
  3. How can your investments be improved?


R Step 4: REVIEW ASSESSMENT

4 REVIEW ASSESSMENT

With your Retirement Assessment complete, we will have a second meeting (in our office or virtually via Zoom) to review our findings and recommendations..

In plain English, we will explain exactly what you can do to improve your retirement plan. We will also answer the three critical questions.

At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to think about it.


T Step 5: THINK ABOUT IT

5 THINK ABOUT IT

We are looking for long-term client relationships, not a quick transaction. It’s important that you take as much time as needed to make a decision.

To help you make a smart decision, answer these questions:

  1. Do I like, trust, and respect the Define Financial team?
  2. Do the benefits outweigh the cost?
  3. Do I understand and agree with their investment approach?
  4. Do their financial planning recommendations make sense?

We will follow-up within a few days to determine how you would like to move forward.

If you decide that we aren’t a good fit to work together, we will not take it personally. In fact, we will wish you the best and help you find someone who might be a better fit. There is never a hard-sell or pressure to say yes.


! Step 6: HERE WE GO!

6 HERE WE GO!

We are truly honored to be working with you. Before the fun begins, we will regroup (via phone or in-person) to answer any outstanding questions and set expectations for the new client process.

Prior to this meeting, we will have sent you a detailed breakdown of this process and addressed any concerns.


Step #1: Schedule 15-Minute Phone Call

How Do I Know If I’m a Good Fit?

We are retirement planning experts and provide the greatest value to:

  1. Individuals over age 50 who are retired or want to know they have the ability to retire one day.
  2. Diligent savers who have accumulated investment and retirement assets of $750,000 or more. (Excluding real estate.)
  3. People who want to delegate all retirement planning and investment management to an expert so they can spend time on things that matter most to them.

Still Have Questions? Keep Reading…

CAN YOU MEET VIRTUALLY AND WORK WITH PEOPLE IN OTHER STATES?

Yes! While many of our clients are in Southern California, we work with retirement savers all over the United States.

Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.

Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.

HOW DOES DEFINE FINANCIAL MAKE MONEY?

We are a commission-free (a.k.a. fee-only) retirement planning firm. Our fees depend on your needs and complexity and are a transparent line item on every statement.

Some financial advisors are commission-based, which may cause fees to be hidden or create conflicts of interest. Not Define Financial.

One transparent fee includes the management of all your investment accounts + ongoing retirement and tax planning. Our goal is to lower your taxes, reduce risk, and make sure you can retire without worry.

Scheduling your first phone call with us and going through our Free Retirement Checkup™ will help you make an informed decision about working with our firm and others you may be considering.

DO YOU OFFER AN HOURLY OR ONE-TIME PROJECT FEE OPTION?

We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.

If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.

HOW ARE YOU DIFFERENT THAN OTHER FINANCIAL ADVISORS?

There are three really important things about our firm that separate us from others:

1. All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don’t run out of money.

2. We limit the number of new clients we take on to deliver massive value and personalized service.

3. We invest in industry-leading technology to simplify our clients’ lives and make retirement easy.

WHY SHOULD I CONSIDER HIRING DEFINE FINANCIAL?

Great question! But first, let us explain why you shouldn’t hire us.

If you’re looking for an advisor who will trade stocks to “beat the market,” you’re in the wrong place. Why? Because we only focus on what you can control. Predicting if the stock market will go up or down, or guessing what interest rates will do next, are not things you can control.

But if you’re interested in things like lowering your tax bill, investing smarter, and creating a retirement income stream, you’re in the right place.

Step #1: Schedule Your 15-minute Phone Call

This phone call will give us both a chance to make sure your situation
matches our expertise.


Not quite ready to schedule an appointment? That’s ok!

You can sign up for our quarterly e-newsletter which includes hand-picked financial planning articles to help you make good decisions with your money.

You can also call our direct line at 858-345-1197 if you just have a few questions for us. Our blog might be a great resource for you, too.