Category: College

  • Income-Driven Repayment & How to Hack Your Student Loans

    Income-Driven Repayment & How to Hack Your Student Loans

    Student loans got you down? If so, you can get in line with the other 44 million Americans. Fortunately, there are a few strategies you can use to lower your income-driven student loan payments (aka income-driven repayment) and save buckets of money, too! Here’s how it’s done. What is an Income-Driven Repayment Plan? In case

    Continue Reading

  • Should I Cosign My Spouse’s Refinanced Student Loan?

    Should I Cosign My Spouse’s Refinanced Student Loan?

    Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower. But not everyone should cosign on a loan, even for a spouse. Read on for what it means to cosign

    Continue Reading

  • These 3 Things are More Important than a 529 College Savings Plan

    These 3 Things are More Important than a 529 College Savings Plan

    529 college savings plans are important. But, they are not the most important thing new parents need to be thinking about. Speaking of new parents, it seems like everyone in my life is having kids. This includes: My brother My cousin My cousin-in-law Fellow professionals in the Financial Planning Association Friends from college My wife’s friends from

    Continue Reading

  • A Simple Guide to College Savings Plans

    A Simple Guide to College Savings Plans

    Why should you consider college savings plans? $440,223! That’s why! $440,223 is the estimated cost to send my unborn child to my alma mater – The University of Arizona – in 18 years. It’s also close to the median home price in San Diego. Here, see for yourself and share in my misery:      

    Continue Reading