Firm & Market Update

(Spring 2026)

Disclosures

This presentation and any accompanying reports are provided for informational and educational purposes only. They are intended as a diagnostic tool to review your current financial situation and illustrate how accepted financial and estate planning principles may apply. The use of the words “plan” or “planning” does not imply that a specific recommendation has been made or that any particular strategy should be implemented. This presentation is not personal investment advice, nor is it legal, tax, or accounting advice. It is not an offer or solicitation to buy or sell any security or service. You should consult your own financial, tax, and legal advisors before acting on any information presented here. The information in this presentation is based on data and assumptions provided by you, sourced from third parties we believe to be reliable, or drawn from your custodial records. While we take significant care to ensure accuracy, errors can occur, and prices and figures are not guaranteed. This presentation may not reflect all of your holdings, transactions, costs, or proceeds, and may include assets not held at the custodian where your accounts reside. Only the statements you receive directly from your custodian(s) and investment companies should be considered official. Please compare this presentation against those statements and contact us with any discrepancies. Any projections, illustrations, or hypothetical returns shown are based on assumptions and are not guarantees. Actual results will differ — sometimes materially — from any projections presented. Past performance is not indicative of future results. No client or prospective client should assume that any investment, strategy, or product referenced (directly, or indirectly through any linked third-party content) will be profitable or match any historical performance shown. Investment returns shown may not reflect the deduction of advisory fees, commissions, surrender charges, transaction costs, or custodial charges. Where such charges apply, the actual return you experience will be lower than the figures presented. Historical performance for indexes and asset categories generally does not reflect any of these deductions. All investments involve risk, including the potential loss of principal. Different investments carry different degrees of risk, and diversification does not protect against loss in a declining market. No assurance can be given that any specific investment will be suitable or profitable for your portfolio. Your account(s) may or may not be covered by FDIC or SIPC, and these coverages apply only to certain assets and are subject to limitations. Direct coverage questions to the relevant asset provider or sponsor. Define Financial and its investment adviser representatives transact business only in states where they are properly registered, or are excluded or exempted from registration requirements. We recommend reviewing your plan annually, or sooner if your personal or financial circumstances change materially. By reviewing this presentation, you acknowledge that you have read these disclosures, understand the limitations of the information presented, and understand that no calculations or projections of investment returns are guaranteed.

Sources and references: