The 7 Best Questions to Ask a Financial Advisor in 2021

The 7 Best Questions to Ask a Financial Advisor in 2021

Table of Contents The 7 Questions to Ask a Financial Advisor1. Are you a Fiduciary…100% of the time?2. Who do you specialize in working with and how many clients do you have?3. What is my total cost to work with you, how are you compensated, and where can I see this in writing?4. What experience…
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Disability Insurance Defined: The #1 Reason You Need It (In Plain English)

Disability Insurance Defined: The #1 Reason You Need It (In Plain English)

Table of Contents How Disability Insurance WorksWho Doesn’t Need Disability Insurance (and Why)Why You Need Disability InsuranceIs Your Policy Through Your Company Enough?Short-Term Disability InsuranceLong-Term Disability InsuranceChoosing Additional LTD Coverage from Your EmployerWhat Does Own Occupation Mean?Your Disability Insurance DeductibleFilling the Gap Left by Employer-Provided Disability InsuranceDisability Insurance Pitfalls to Avoid This guide has everything you need…
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Portfolio Rebalancing: What Is It + The Top 4 Benefits

Portfolio Rebalancing: What Is It + The Top 4 Benefits

Table of Contents What is Rebalancing Portfolio?Rebalancing Your Portfolio: An ExampleWhen to Rebalance Your PortfolioThe Top 4 Benefits of Portfolio Rebalancing1) Maintaining your intended asset allocation and risk exposure2) Buying low and selling high3) Sticking to a rules-based approach4) Hold your financial advisor accountableWhat are the Potential Drawbacks of Rebalancing?Selling High and Buying LowTransaction FeesTaxesFinal…
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How to Buy International Stocks and Why They Are Important

How to Buy International Stocks and Why They Are Important

Table of Contents How to Buy International Stocks and Should You Own ThemJohn Bogle on International StocksChallenging Growth Prospects for Overseas CompaniesUnited States Companies Provide International Stock ExposureConclusion Today I’m going to share how to buy international stocks. I’m also going to share why most investors should have them in their portfolio. In fact, a…
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The 7 Most Important Types of Insurance (+ Free PDF Checklists!)

The 7 Most Important Types of Insurance (+ Free PDF Checklists!)

Table of Contents #1: Health Insurance#2: Auto InsuranceSkipping Comprehensive & Collision InsuranceMaximize Liability Coverage#3: Homeowners Insurance#4: Life Insurance#5: Umbrella Insurance#6: Disability Insurance#7: Long-Term Care InsuranceNo Matter What, Build an Emergency Fund Today I’m sharing a step-by-step guide to attacking your insurance policies. In fact, knowing what insurance to tackle first, second, third, etc, can help…
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Long-Term Care Insurance: Defined

Long-Term Care Insurance: Defined

Table of Contents Do I Need Long-Term Care Insurance?What Are My Options For Long-Term Care Insurance?What is a Traditional Long-Term Care Policy?What is a Hybrid Long-Term Care Policy?Which Type of Long-Term Care Policy is Right for Me?Traditional LTC PoliciesHybrid LTC PoliciesAm I Buying the Right Long-Term Care Coverage? When it comes to issues that have…
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Letter of Instruction Explained (in plain English!) + Free Template

Letter of Instruction Explained (in plain English!) + Free Template

Table of Contents What is a Letter of Instruction?Let’s Define Letter of InstructionUsing a Password ManagerWhere Do I Keep My Letter of Instruction?Summary and Free Template Today I’m sharing what a letter of instruction is and how to quickly create one. In fact, ignoring this simple task could cause major challenges for your heirs when…
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Insurance Deductible: The (Insurance) House Always Wins

Insurance Deductible: The (Insurance) House Always Wins

Table of Contents How Does an Insurance Deductible Work?Self-Insure: Choose the Highest Insurance Deductible You Can AffordRunning the Numbers on an Insurance Policy: Does it Pay Off?Insurance Companies Exist to Turn a ProfitA Company Must Be ProfitableHow Basic Math Can Help You Choose an Insurance DeductibleInsurance Companies Love to Raise Your PremiumsHow to Use Self…
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