Recently, we were working with a client entering retirement. We were helping with her long-term financial plan and she had big (read: expensive) plans. For her golden years, she dreamed of a six-figure remodel on her current home — or maybe even purchasing another, larger property. The good news is that she can afford it. The…
Continue Reading
Remember that famous Jerry Seinfeld joke about public speaking? He references a study that said people are more fearful of speaking in front of a crowd than death. If true, it means the average person attending a funeral “would rather be in the casket than doing the eulogy.” This one: That’s me. I’m one…
Continue Reading
At the tail end of 2017, I signed up for my first only Brazilian jiu-jitsu tournament. In an effort to be competitive, I set a goal: lose 10 lbs. (This is because you compete by weight class.) Losing 10 lbs meant a strict diet of meat and vegetables. Now, as ridiculous as a strict regimen of…
Continue Reading
Why is cybersecurity so important? The internet is fraught with scammers and rip-offs. And since our entire lives live online, it’s more important than ever to learn how to protect yourself. What You Will Learn Cybersecurity 101: Use Complex PasswordsUse Anti-Virus SoftwareKeep Your Software UpdatedEnable Two-Factor Authentication (2FA) to Improve CybersecurityAlways Use a VPN over…
Continue Reading
The Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you are working with a financial planner, the Investment Policy Statement (IPS) will also dictate how they invest your money for you. Here’s why creating this document is a good move: While your financial planner will make plenty of…
Continue Reading
In the nerdy world of money management, financial advisors are apt to use all sorts of over-the-top jargon. I’ll spare you by not listing every piece of jargon here (because that would bore you to death). But to help me illustrate a point, I do want to talk about one nerdy term. Forgive me while…
Continue Reading
The U.S. Stock Market has recovered swimmingly since the great recession – so well that people are saying that stocks are too expensive. Some even say we’re due for a severe market correction – or even worse: a stock market crash. Eventually, this prediction which will come true. But, when will stocks drop? Unfortunately, it’s impossible…
Continue Reading
Donor-advised funds have become increasingly popular given the new tax laws in 2018. They have also become one of our favorite tax savings tips that continues to fly under the radar: Today, we are going to break it all down for you and explain: What a Donor-Advised Fund is (in plain English!) Why you should…
Continue Reading
