Investing Fairy Tales are Expensive

Investing Fairy Tales are Expensive

When it comes to the way you invest your hard-earned cash, you have a big choice to make. You can: A.) earn the most money possible via a solid investing strategy, or B.) enjoy and consistently rehash a neat little fairy tale about a mighty investing wizard doing magical and fanciful things with your money. Unfortunately,…
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Why the Stock Market Plunged

Why the Stock Market Plunged

A colleague on Twitter said it best: Everyone wants a fancy sounding reason for why the stock market goes down, but sometimes it’s as simple as ” because it went up a lot”. — Cullen Roche (@cullenroche) February 6, 2018 In case you missed it, the Dow dropped 4.6% yesterday, or 1175 points. It was…
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Should I Sell Stocks Now?

Should I Sell Stocks Now?

The stock market has only gone up, up, up the last few years. Should you sell stocks now? Maybe, but you should ask yourself an important question first. “Why?” Do you want to sell stocks to rebalance your portfolio or as part of your financial plan? If so, then it’s possible offloading some stock is…
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What is Bitcoin and Should Retirement Savers Invest in It?

What is Bitcoin and Should Retirement Savers Invest in It?

What is Bitcoin and should you invest in it? I’m answering both of those questions today, in plain English! My goal is to help retirement investors make an informed decision about investing in Bitcoin. So if you want to learn about this asset class and decide if it’s a good fit for your portfolio, this…
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Roth 401(k) vs Traditional 401(k)?

Roth 401(k) vs Traditional 401(k)?

If you got a tax refund of $4,500, would you spend it or invest it? If you’re like most people, you’d be thrilled to see that cash land in your account. It could pay for an awesome vacation or wipe out some credit card debt. But if you’re also investing in a 401(k), that $4,500…
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What a Trump Presidency Means for Your 401(k)

What a Trump Presidency Means for Your 401(k)

A few nights before the election, my wife and I were out for a walk with our Jack-a-Bee. The topic of the presidency came up. Our conversation went something like this: Lien, my wife: Hilary is going to win the election. Me: I wouldn’t be so sure. Lien: All the polls show Hilary is in…
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A Simple Guide to College Savings Plans

A Simple Guide to College Savings Plans

Why should you consider college savings plans? $440,223! That’s why! $440,223 is the estimated cost to send my unborn child to my alma mater – The University of Arizona – in 18 years. It’s also close to the median home price in San Diego. Here, see for yourself and share in my misery:      …
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What’s the Easiest Way to Save Money?

What’s the Easiest Way to Save Money?

What’s the Easiest Way to Save Money? You may be asking this question if you can’t manage to save money (or if you can’t save as much money as you’d like to). You may think saving money means you need to budget and stick to that budget by diligently tracking every purchase you make. That’s…
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