Today’s post is inspired by a client, who asks about his Roth 401(k): I just looked at my 401k account and I have the option to do a Roth 401K. What are your thoughts between traditional and Roth? I’m a strong believer in the Roth option. I’ve got a few reasons why. Tax Arbitrage The…
Continue Reading
A few nights before the election, my wife and I were out for a walk with our Jack-a-Bee. The topic of the presidency came up. Our conversation went something like this: Lien, my wife: Hilary is going to win the election. Me: I wouldn’t be so sure. Lien: All the polls show Hilary is in…
Continue Reading
Before I tell you about whole life insurance, imagine for a moment: You’re going shopping for a new dishwasher. A salesman approaches you and tells you about a FANTASTIC new product: the dishwashing car! The dish-washing car is a car with a built-in dishwasher! Just think of the possibilities: You can do your dishes while…
Continue Reading
Why should you consider college savings plans? $440,223! That’s why! $440,223 is the estimated cost to send my unborn child to my alma mater – The University of Arizona – in 18 years. It’s also close to the median home price in San Diego. Here, see for yourself and share in my misery: …
Continue Reading
What’s the Easiest Way to Save Money? You may be asking this question if you can’t manage to save money (or if you can’t save as much money as you’d like to). You may think saving money means you need to budget and stick to that budget by diligently tracking every purchase you make. That’s…
Continue Reading
While a lot of the guidance I offer as a financial advisor is based on my financial expertise, some of my best advice comes from the belly of life experience. And let me tell you, I don’t really hold back – especially when my life experience might help a client avoid a huge mistake. One…
Continue Reading
I was listening to an interview with John Maxwell earlier this week. John is a renowned author, leadership coach, and an avid golfer. During the interview, he was asked about some of the biggest life lessons he has learned playing the sport of golf. His response began with reasons why professional golf tournaments are played over…
Continue Reading
