Recently, one of our clients asked us to define Discretionary Investing. It’s natural to have questions throughout your financial planning journey. Whether you thoroughly researched your options or you jumped in blindly and now you’re…
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Stock Market Crash: When Will it Happen + How to Prepare
Today we are talking about the next stock market crash and how to prepare. You’ve probably heard the media making all kinds of predictions: “The stock market is overvalued. It can’t keep going up forever….
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Per Stirpes: What Does This Funny Word Mean + Is it Right for You?
Today I’m going to explain exactly what per stirpes is. In fact, this funny Latin word recently saved our client from sending over $500,000 to the wrong beneficiary. And she didn’t even need to hire…
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How to Get the Most from Broadcom’s 401(k), ESPP & RSUs
Here’s a step-by-step guide on how to use Broadcom’s 401(k) plan and other employee benefits to save for your retirement. As an employee for Broadcom, you can take advantage of several fantastic options for retirement…
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Step-by-Step How to Lower Taxes in Retirement
Recently, a new client visited our office. He had a good problem to have; he had saved too much money! With most of his money in a traditional IRA account, he was worried about the taxes. He came…
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You Can’t Invest Yourself Out of a Savings Hole
Recently, I saw a wonderful post on Twitter. It’s too good not to share: “You can save your way out of an investment mistake. You can’t invest your way out of a savings mistake.” –…
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Should I Buy Extra Insurance from My Job?
Should you purchase extra insurance through your job? It’s a question many employed folks must answer as they navigate through any number of employer benefits. While receiving health insurance for free is a no-brainer, there…
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How to Fix a Big Social Security Mistake
If you’re nearing retirement and are worrying about having enough money, there’s a huge mistake you should know about. This big mistake is taking Social Security benefits as soon as possible. Instead of signing up…
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