Author: Taylor R. Schulte
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Save 95% On Investment Fees With This Proven Strategy
/ July 5th, 2020
If you’re anything like me, you’ve snagged some pretty awesome stuff on sale, especially around the holidays. What if I told you it was possible to get a crazy deal on something you want – and to heck with 20% off. How about 95% off? Yes, you can actually save 95% on something you want,…
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Should I Wait to Buy a House Until after the Real Estate Crash?
/ July 1st, 2020
Is now a good time to buy a house? Or should you wait to see if the real estate market completely implodes? After all, the next real estate crash, spurred by massive unemployment from the current coronavirus pandemic, is just around the corner. Or is it? It’s a fair assumption. After all, real estate values…
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Why You Should Skip Fake News and Be a Boring Investor Instead
/ June 26th, 2020When it comes to investing, most people who are successful use a simple approach to achieve results. They’re boring investors. Most investors are awful when it comes to researching the investments they make. And because they fail to research and plan, many investors unnecessarily lose money over time in the name of excitement and entertainment.…
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What You Should Know About Retiring Early (And Staying Retired)
/ June 24th, 2020Financial independence bloggers have made the idea of “early retirement” all the rage over the last few years. If you earn plenty of money and invest it wisely, early retirement enthusiasts claim that you can quit work earlier than your peers and enjoy decades of freedom before you reach old age. The good news is,…
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The Salesman Is NOT Your Friend
/ June 10th, 2020At the risk of throwing salespeople everywhere under the bus, I’m going to share a few stories that might change the way you think about how these professionals are compensated. Recently, I had a client tell me that they asked their life insurance agent for an increase in their disability insurance policy. And it didn’t…
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Should I Cosign My Spouse’s Refinanced Student Loan?
/ June 8th, 2020Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower. But not everyone should cosign on a loan, even for a spouse. Read on for what it means to cosign…
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Are Long-Short Mutual Funds Right For You?
/ June 5th, 2020If you’re thinking of using long-short mutual funds as part of your investment strategy, you may want to think again. Despite what you may have read in an investing magazine, this investment plan isn’t for the faint of heart. Long-short mutual funds are a lot more work than many people realize. And you have a…
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Life Insurance vs. Investing More in Your 401(k)
/ June 3rd, 2020Are you better off putting extra money into your 401(k) instead of purchasing a life insurance policy? While investing in your 401(k) is a must if you want to retire, leaving your family without life insurance can impact them greatly if you die prematurely. Here’s how it works. The Problem: Life Insurance or 401(k)? Today’s…
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In today’s post, we’re doing a case study on whether whole life insurance is a cost-effective way to invest for your retirement. Whole life insurance is a type of permanent life insurance where a life insurance policy and investing are combined into one product. Sounds convenient and easy, right? Not so fast. We’ll break down…
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Rainy Day Fund
/ June 1st, 2020One thing you don’t have to worry about if you have an emergency rainy day fund: having cash. Sometimes a rainy day fund is also known as an emergency fund, but whatever you decide to call it, it can be a relief when you need it. What is a Rainy Day Fund? A rainy day fund…
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