How Much Can I Withdraw from My Investments?

How Much Can I Withdraw from My Investments?

Throughout your career, you’ve diligently socked away money so you are able to enjoy your dream retirement. Now that you are getting closer and cementing your exit strategy you may be wondering, “How much money can I take from my investment portfolio?” This is a question we get asked all the time. It’s natural to…
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3 Reasons Why Buying a Home in San Diego is a Bad Idea

3 Reasons Why Buying a Home in San Diego is a Bad Idea

Today I’m sharing three reasons why buying a home in San Diego is a bad idea.  Let me begin by saying: “I love getting a good deal.” That’s why I shop at Costco, put low-ball offers on used items on eBay, and scrounge Craigslist for free stuff. I do this because I know that I have…
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Discretionary Investing Defined

Discretionary Investing Defined

Recently, one of our clients asked us to define Discretionary Investing. It’s natural to have questions throughout your financial planning journey.  Whether you thoroughly researched your options or you jumped in blindly and now you’re backtracking . . . we’ve got answers for you.  It’s our pleasure to meet you where you are and help…
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Stock Market Crash: When Will it Happen + How to Prepare

Stock Market Crash: When Will it Happen + How to Prepare

Today we are talking about the next stock market crash and how to prepare. You’ve probably heard the media making all kinds of predictions: “The stock market is overvalued. It can’t keep going up forever. It’s an election year, so the stock market is going to crash!” And yeah, it’s fun to listen to the…
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How to Get the Most from Broadcom’s 401(k), ESPP & RSUs

How to Get the Most from Broadcom’s 401(k), ESPP & RSUs

Here’s a step-by-step guide on how to use Broadcom’s 401(k) plan and other employee benefits to save for your retirement. As an employee for Broadcom, you can take advantage of several fantastic options for retirement savings. Broadcom’s 401(K): Traditional 401(k) vs Roth 401(k) Broadcom recently made changes to their 401(k). You now have a few…
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Step-by-Step How to Lower Taxes in Retirement

Step-by-Step How to Lower Taxes in Retirement

Recently, a new client visited our office. He had a good problem to have; he had saved too much money! With most of his money in a traditional IRA account, he was worried about the taxes. He came to us wanting to know how to lower taxes in retirement. Fortunately, there are many ways to lighten taxes in…
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You Can’t Invest Yourself Out of a Savings Hole

You Can’t Invest Yourself Out of a Savings Hole

Recently, I saw a wonderful post on Twitter. It’s too good not to share: “You can save your way out of an investment mistake. You can’t invest your way out of a savings mistake.” – Tom Conlon — Dan Egan 🤓 (@daniel_egan) May 1, 2018 This is a fantastic point. It’s such a good point…
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