Throughout your career, you’ve diligently socked away money so you are able to enjoy your dream retirement. Now that you are getting closer and cementing your exit strategy you may be wondering, “How much money can I take from my investment portfolio?” This is a question we get asked all the time. It’s natural to…
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Today I’m sharing three reasons why buying a home in San Diego is a bad idea. Let me begin by saying: “I love getting a good deal.” That’s why I shop at Costco, put low-ball offers on used items on eBay, and scrounge Craigslist for free stuff. I do this because I know that I have…
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Recently, one of our clients asked us to define Discretionary Investing. It’s natural to have questions throughout your financial planning journey. Whether you thoroughly researched your options or you jumped in blindly and now you’re backtracking . . . we’ve got answers for you. It’s our pleasure to meet you where you are and help…
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Today we are talking about the next stock market crash and how to prepare. You’ve probably heard the media making all kinds of predictions: “The stock market is overvalued. It can’t keep going up forever. It’s an election year, so the stock market is going to crash!” And yeah, it’s fun to listen to the…
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Today I’m going to explain exactly what per stirpes is. In fact, this funny Latin word recently saved our client from sending over $500,000 to the wrong beneficiary. And she didn’t even need to hire an attorney to fix it! If you want to make sure your money is inherited by the right people, you’ll…
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Here’s a step-by-step guide on how to use Broadcom’s 401(k) plan and other employee benefits to save for your retirement. As an employee for Broadcom, you can take advantage of several fantastic options for retirement savings. Broadcom’s 401(K): Traditional 401(k) vs Roth 401(k) Broadcom recently made changes to their 401(k). You now have a few…
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Recently, a new client visited our office. He had a good problem to have; he had saved too much money! With most of his money in a traditional IRA account, he was worried about the taxes. He came to us wanting to know how to lower taxes in retirement. Fortunately, there are many ways to lighten taxes in…
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Recently, I saw a wonderful post on Twitter. It’s too good not to share: “You can save your way out of an investment mistake. You can’t invest your way out of a savings mistake.” – Tom Conlon — Dan Egan 🤓 (@daniel_egan) May 1, 2018 This is a fantastic point. It’s such a good point…
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