.
Financial independence bloggers have made the idea of “early retirement” all the rage over the last few years. If you earn plenty of money and invest it wisely, early retirement enthusiasts claim that you can quit work earlier than your peers and enjoy decades of freedom before you reach old age. The good news is,…
Continue Reading
.
Have you ever wondered why you struggle to save for future goals when you make plenty of money? You keep trying to cut subscriptions, restaurant outings, and hobbies…but it’s not enough. There should be plenty of money leftover after your expenses, so what’s going on? We’ll dig into why tracking your spending can have a…
Continue Reading
.
At the risk of throwing salespeople everywhere under the bus, I’m going to share a few stories that might change the way you think about how these professionals are compensated. Recently, I had a client tell me that they asked their life insurance agent for an increase in their disability insurance policy. And it didn’t…
Continue Reading
.
Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower. But not everyone should cosign on a loan, even for a spouse. Read on for what it means to cosign…
Continue Reading
.
If you’re thinking of using long-short mutual funds as part of your investment strategy, you may want to think again. Despite what you may have read in an investing magazine, this investment plan isn’t for the faint of heart. Long-short mutual funds are a lot more work than many people realize. And you have a…
Continue Reading
.
Are you better off putting extra money into your 401(k) instead of purchasing a life insurance policy? While investing in your 401(k) is a must if you want to retire, leaving your family without life insurance can impact them greatly if you die prematurely. Here’s how it works. The Problem: Life Insurance or 401(k)? Today’s…
Continue Reading
.
In today’s post, we’re doing a case study on whether whole life insurance is a cost-effective way to invest for your retirement. Whole life insurance is a type of permanent life insurance where a life insurance policy and investing are combined into one product. Sounds convenient and easy, right? Not so fast. We’ll break down…
Continue Reading
.
There’s a lot of anxiety and tension that came with the current global pandemic: Compulsively washing your hands Being holed up in your home Disinfecting everything that comes through your front doorway Anxiously waiting for your Federal stimulus money Despite all this, there is one thing I don’t have to worry about: having cash. That’s…
Continue Reading
