What You Should Know About Retiring Early (And Staying Retired)

What You Should Know About Retiring Early (And Staying Retired)

Financial independence bloggers have made the idea of “early retirement” all the rage over the last few years. If you earn plenty of money and invest it wisely, early retirement enthusiasts claim that you can quit work earlier than your peers and enjoy decades of freedom before you reach old age. The good news is,…
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Focus on the Big Stuff to Cut Spending

Focus on the Big Stuff to Cut Spending

Have you ever wondered why you struggle to save for future goals when you make plenty of money? You keep trying to cut subscriptions, restaurant outings, and hobbies…but it’s not enough. There should be plenty of money leftover after your expenses, so what’s going on? We’ll dig into why tracking your spending can have a…
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The Salesman Is NOT Your Friend

The Salesman Is NOT Your Friend

At the risk of throwing salespeople everywhere under the bus, I’m going to share a few stories that might change the way you think about how these professionals are compensated. Recently, I had a client tell me that they asked their life insurance agent for an increase in their disability insurance policy. And it didn’t…
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Should I Cosign My Spouse’s Refinanced Student Loan?

Should I Cosign My Spouse’s Refinanced Student Loan?

Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower. But not everyone should cosign on a loan, even for a spouse. Read on for what it means to cosign…
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Are Long-Short Mutual Funds Right For You?

Are Long-Short Mutual Funds Right For You?

If you’re thinking of using long-short mutual funds as part of your investment strategy, you may want to think again. Despite what you may have read in an investing magazine, this investment plan isn’t for the faint of heart. Long-short mutual funds are a lot more work than many people realize. And you have a…
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Life Insurance vs Investing More in Your 401(k)

Life Insurance vs Investing More in Your 401(k)

Are you better off putting extra money into your 401(k) instead of purchasing a life insurance policy? While investing in your 401(k) is a must if you want to retire, leaving your family without life insurance can impact them greatly if you die prematurely. Here’s how it works. The Problem: Life Insurance or 401(k)? Today’s…
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Rainy Day Fund

Rainy Day Fund

There’s a lot of anxiety and tension that came with the current global pandemic: Compulsively washing your hands Being holed up in your home Disinfecting everything that comes through your front doorway Anxiously waiting for your Federal stimulus money Despite all this, there is one thing I don’t have to worry about: having cash. That’s…
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