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Making a profit on real estate, stocks, or other investments can significantly shape your long-term financial picture. However, those gains often come with added tax responsibility—especially if you live in a state like California, where…
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Receiving an inheritance can bring both relief and uncertainty. Whether it’s real estate, cash, or investment accounts, inheriting assets often raises questions about taxes, paperwork, and long-term responsibilities. The situation can become even more complicated…
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Estate taxes can feel overwhelming—especially when you’re trying to make sense of federal thresholds, property ownership across multiple states, and the impact on your long-term financial goals. Many people aren’t sure which rules apply to…
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The Investment Policy Statement (IPS) is a document that dictates how you invest your money. If you’re working with a financial advisor, the IPS will also dictate how they invest your money for you. The…
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In this article, I’m sharing what a letter of instruction is and EXACTLY how to write one. In fact, ignoring this simple estate planning task could cause major challenges for your heirs if you pass…
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In this article, I’m sharing the top questions to ask a financial advisor in 2025. I’m also sharing how to choose a financial advisor. Hiring an advisor is one of the BIGGEST financial decisions you’ll…
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In this article, I’m sharing step-by-step how to freeze your credit. I’m also answering common questions such as: What is a credit freeze Why freeze your credit How do you unfreeze your credit With data…
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In this article, I share seven San Diego Financial Advisors to consider in 2025. I also provide dozens of free resources to help local retirement savers find a qualified professional. So, if you need help…
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