Author: Taylor R. Schulte
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Are ETFs better than Mutual Funds?
/ May 1st, 2020
Some people argue that exchange-traded funds (ETFs) are always better than mutual funds. But is this true? It’s time to set the record straight. Let’s clear the air surrounding this wonderful investment vehicle: the good ol’ mutual fund. If you have always wanted to know the difference between mutual funds and ETFs, you will enjoy
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No One Knows What’s Going to Happen & That’s OK
/ April 17th, 2020Recently, I was excited to attend an investor meetup – remotely, of course. (Aren’t Zoom meetings great?) I was looking forward to socializing and talking nerdy money stuff with friends. Alas, after the excitement wore off, I left the discussion slightly disappointed. Here’s why: To clarify, this was a mostly amateur investor club. But, these
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How Much Can I Withdraw from My Investments?
/ March 1st, 2020Throughout your career, you’ve diligently socked away money so you are able to enjoy your dream retirement. Now that you are getting closer and cementing your exit strategy, you may be wondering, “How much money can I take from my investment portfolio?” This is a question we get asked all the time. It’s natural to
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Discretionary Investing Defined
/ February 1st, 2020Recently, one of our clients asked us to define Discretionary Investing. It’s natural to have questions throughout your financial planning journey. Whether you thoroughly researched your options or you jumped in blindly and now you’re backtracking . . . we’ve got answers for you. It’s our pleasure to meet you where you are and help
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Stock Market Crash: When Will it Happen + How to Prepare
/ January 24th, 2020
Today we are talking about the next stock market crash and how to prepare. You’ve probably heard the media making all kinds of predictions: “The stock market is overvalued. It can’t keep going up forever. It’s an election year, so the stock market is going to crash! And yeah, it’s fun to listen to the
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How to Get the Most from Broadcom’s 401(k), ESPP & RSUs
/ January 3rd, 2020Here’s a step-by-step guide on how to use Broadcom’s 401(k) plan and other employee benefits to save for your retirement. As an employee for Broadcom, you can take advantage of several fantastic options for retirement savings. Broadcom’s 401(K): Traditional 401(k) vs Roth 401(k) Broadcom recently made changes to their 401(k). You now have a few
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Should I Buy Extra Insurance from My Job?
/ August 1st, 2019Should you purchase extra insurance through your job? It’s a question many employed folks must answer as they navigate through any number of employer benefits. While receiving health insurance for free is a no-brainer, there is a trickier question: Does it make sense to buy disability insurance, term life insurance or any other benefit through
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How to Fix a Big Social Security Mistake
/ July 1st, 2019If you’re nearing retirement and are worrying about having enough money, there’s a huge mistake you should know about. This big mistake is taking Social Security benefits as soon as possible. Instead of signing up to receive Social Security retirement benefits at age 62, wait until you’re 70 (if you can afford it.) Why should
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Do I Need Disability Insurance If I’m Near Retirement?
/ April 1st, 2019Do you need disability insurance if you’re nearing retirement age? Like most financial planning questions, there is no single answer for every situation. Whether or not you need disability insurance near retirement depends on a few different factors, including: How much money you plan to save over the rest of your working career, The size
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Spend on What You Value
/ February 1st, 2019At the tail end of 2017, I signed up for my first only Brazilian jiu-jitsu tournament. In an effort to be competitive, I set a goal: lose 10 lbs. (This is because you compete by weight class.) Losing 10 lbs meant a strict diet of meat and vegetables. Now, as ridiculous as a strict regimen of
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