At the risk of throwing salespeople everywhere under the bus, I’m going to share a few stories that might change the way you think about how these professionals are compensated. Recently, I had a client…
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Should I Cosign My Spouse’s Refinanced Student Loan?

Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower….
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Are Long-Short Mutual Funds Right For You?
If you’re thinking of using long-short mutual funds as part of your investment strategy, you may want to think again. Despite what you may have read in an investing magazine, this investment plan isn’t for…
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Life Insurance vs. Investing More in Your 401(k)
Are you better off putting extra money into your 401(k) instead of purchasing a life insurance policy? While investing in your 401(k) is a must if you want to retire, leaving your family without life…
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Whole Life Insurance: Or Why You Don’t Need a Car With a Built-In Dishwasher
In today’s post, we’re doing a case study on whether whole life insurance is a cost-effective way to invest for your retirement. Whole life insurance is a type of permanent life insurance where a life…
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Rainy Day Fund
One thing you don’t have to worry about if you have an emergency rainy day fund: having cash. Sometimes a rainy day fund is also known as an emergency fund, but whatever you decide to call…
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Are ETFs better than Mutual Funds?
Some people argue that exchange-traded funds (ETFs) are always better than mutual funds. But is this true? It’s time to set the record straight. Let’s clear the air surrounding this wonderful investment vehicle: the good…
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No One Knows What’s Going to Happen & That’s OK
Recently, I was excited to attend an investor meetup – remotely, of course. (Aren’t Zoom meetings great?) I was looking forward to socializing and talking nerdy money stuff with friends. Alas, after the excitement wore…
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