Retirement Insights
Making sense of taxes, markets, and retirement planning.
-
Bid-Ask Spread: Why Free Trades Aren’t Free
/ July 26th, 2020
Wouldn’t it be great if trades were free? A newer investing platform that comes with its own snazzy app aims to do just that. It’s called Robinhood. But does it really move wealth into the hands of the common man with free trading? Not really. Here’s why. Common Investing Fees The reality is, there’s no
-
The Right Way to Use Homeowners Insurance
/ July 24th, 2020Homeowners’ insurance is more than just another bill we have to pay every year. It’s the price we pay for peace of mind if our property is damaged or destroyed. Unfortunately, homeowners’ insurance isn’t cheap. And if you don’t take steps to mitigate the costs of this coverage, you could wind up paying way more
-
The Smart Way to Save Money on Auto Insurance
/ July 17th, 2020Are you trying to save money on auto insurance? I’ve got some simple advice that can help you save hundreds of dollars on your auto insurance policy. Every year, thousands of people make a specific mistake with their coverage that costs them big time. These people are literally taking hundreds of dollars every year and
-
Today I’m sharing how the new Inherited IRA Rules might stick your retirement account beneficiaries with a large tax bill. In fact, if your family trust is a beneficiary on any of your retirement accounts, the new tax law could cost your loved ones dearly. If you want to understand what to look for and
-
Save 95% On Investment Fees With This Proven Strategy
/ July 5th, 2020If you’re anything like me, you’ve snagged some pretty awesome stuff on sale, especially around the holidays. What if I told you it was possible to get a crazy deal on something you want – and to heck with 20% off. How about 95% off? Yes, you can actually save 95% on something you want,
-
Should I Wait to Buy a House Until after the Real Estate Crash?
/ July 1st, 2020
Is now a good time to buy a house? Or should you wait to see if the real estate market completely implodes? After all, the next real estate crash, spurred by massive unemployment from the current coronavirus pandemic, is just around the corner. Or is it? It’s a fair assumption. After all, real estate values
-
Why You Should Skip Fake News and Be a Boring Investor Instead
/ June 26th, 2020When it comes to investing, most people who are successful use a simple approach to achieve results. They’re boring investors. Most investors are awful when it comes to researching the investments they make. And because they fail to research and plan, many investors unnecessarily lose money over time in the name of excitement and entertainment.
-
What You Should Know About Retiring Early (And Staying Retired)
/ June 24th, 2020Financial independence bloggers have made the idea of “early retirement” all the rage over the last few years. If you earn plenty of money and invest it wisely, early retirement enthusiasts claim that you can quit work earlier than your peers and enjoy decades of freedom before you reach old age. The good news is,
-
The Salesman Is NOT Your Friend
/ June 10th, 2020At the risk of throwing salespeople everywhere under the bus, I’m going to share a few stories that might change the way you think about how these professionals are compensated. Recently, I had a client tell me that they asked their life insurance agent for an increase in their disability insurance policy. And it didn’t
-
Should I Cosign My Spouse’s Refinanced Student Loan?
/ June 8th, 2020Cosigning a loan may seem like a straightforward way of helping a loved one refinance their student loans. A solid cosigner could result in better loan terms or a lower interest rate for the borrower. But not everyone should cosign on a loan, even for a spouse. Read on for what it means to cosign
Free Retirement Strategy Session
A complimentary 45-min meeting to get your retirement questions, answered and ensure we have the expertise to help.You’ll also learn how our Total Retirement System™ can help you lower taxes and improve retirement success.