Category: Financial Advice
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11 Questions to Ask a Financial Advisor Before You Hire One
/ April 9th, 2026
Choosing the wrong financial advisor can cost you hundreds of thousands of dollars in retirement. One bad recommendation — the wrong tax strategy, a poorly timed Social Security claim, or an unnecessary annuity — can do irreversible damage to your financial future. The problem? There are more than 300,000 financial professionals in the U.S., and
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The 7 San Diego Financial Advisors to Consider (2026 Updated)
/ February 1st, 2026
In this article, I share seven San Diego Financial Advisors to consider in 2026. I also provide dozens of free resources to help local retirement savers find a qualified professional. So, if you need help finding a financial advisor in San Diego (who has the right expertise for your situation!), this guide is for you.
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What Medicare Doesn’t Cover, and How to Fill the Gaps
/ January 4th, 2026
For many retirees, Medicare feels like the finish line. You pay into the system, you enroll, and you assume the big stuff is handled. Here’s the catch: Medicare coverage is a foundation, not a blank check. The moment you start thinking about real life in retirement, those gaps can show up fast. Retirement works better
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What to Do After Inheriting Assets: Step-Up in Basis, Titling, and Taxes
/ January 2nd, 2026Receiving an inheritance often brings a mix of emotions, including gratitude, grief, and the weight of new decisions. You might be sorting through memories at the same time you’re opening account statements and property records. That mix can make it tempting to act fast, yet a little patience can preserve value and reduce future surprises.
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Where to Put Your Money Now: A Step-by-Step Guide to Maximize Savings
/ July 31st, 2023Today I’m sharing where to put your money now (and in what order!). Following this step-by-step guide can lead to massive tax savings over your lifetime. It can also help protect you when the markets take a turn for the worse. The problem is that there are so many ways to invest and save. It’s
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11 Insanely Easy Ways to Save Money in 2022
/ January 1st, 2022Today I’m sharing simple tips for how to save money in 2022. Why? Because saving more money provides freedom, flexibility, and security. Saving money also allows you to leave a financial legacy for your loved ones. So if you want to learn 11 insanely easy ways to save more money this year (and beyond!), you’re
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Why Inflation is the Best Investment Benchmark
/ February 24th, 2021Today I’m talking about the best investment benchmark…inflation! Why? Inflation reduces the value of your hard-earned money every day. In other words, one dollar today is not worth one dollar tomorrow. By stuffing your money under the mattress (or in a savings account earning 0.001%), you are guaranteeing a negative real return. Since inflation is
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Is What I Tell My Financial Advisor Confidential?
/ January 1st, 2021We recently helped a client with an exciting life transition. Let’s call her Jane. After decades of hard work, Jane sold her company and went from maxing out credit cards to having life-changing wealth. Wanting to be smart with this newfound wealth, she came to us for help to ensure she was making the best
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Boring Money: How to Save and Invest Wisely
/ September 22nd, 2020In the world of money management, financial advisors are apt to use all sorts of over-the-top jargon. They could use everyday terms to explain what they mean, but that’s usually boring. I’m going to do something different and tell you that boring money management is usually the best money management. Why? Because you’ll make more
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How to Prioritize Financial Freedom
/ September 8th, 2020For some people, the idea that money = freedom is absurd. Some may even be offended by the concept. That’s because many people see their financial success or failure as part of their character. And when someone isn’t doing well financially, the concept of money equaling freedom can be taken as a personal attack. But the
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