Retirement Insights
Making sense of taxes, markets, and retirement planning.
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Annuitization Explained: What Does Annuitize Mean + Should You Do It?
/ August 3rd, 2023
Today I’m explaining annuitization and what it means to annuitize a policy. Contrary to what many people think, annuities and annuitization are not the same. And confusing them can cause BIG problems for your retirement plan. So if you want to learn exactly what annuitization is and if you should annuitize, you’re going to love
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Where to Put Your Money Now: A Step-by-Step Guide to Maximize Savings
/ July 31st, 2023Today I’m sharing where to put your money now (and in what order!). Following this step-by-step guide can lead to massive tax savings over your lifetime. It can also help protect you when the markets take a turn for the worse. The problem is that there are so many ways to invest and save. It’s
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Charitable Giving Statistics for 2023
/ February 10th, 2023Today I’m sharing 80+ charitable giving statistics. In fact, Americans gave a record $471 billion to charities in 2020, according to Giving USA. This was a 5.1% increase in total giving over 2019. However, adjusted for inflation, it was only 3.8% more than 2019. Even so, 2020 broke the record for charitable giving despite a
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Identity Theft and Credit Card Fraud Statistics 2022
/ January 10th, 2022In this article, I’m sharing 50+ identity theft and credit card statistics (updated for 2022!). There were 4.8 million identity theft and credit card fraud reports to the Federal Trade Commission (FTC) in 2020, resulting in a $4.5 Billion total loss. This was a 45% increase in the number of cases and money lost in
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11 Insanely Easy Ways to Save Money in 2022
/ January 1st, 2022Today I’m sharing simple tips for how to save money in 2022. Why? Because saving more money provides freedom, flexibility, and security. Saving money also allows you to leave a financial legacy for your loved ones. So if you want to learn 11 insanely easy ways to save more money this year (and beyond!), you’re
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Should I Sell My Stocks Now?
/ March 15th, 2021Today I’m answering a timely reader question, “should I sell my stocks now?” The stock market has been skyrocketing for over a decade. In fact, the S&P 500 has returned 500+% since March 2009. So, should you sell stocks now? Maybe. If you want to learn how to prudently think about your investments and determine
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Why Inflation is the Best Investment Benchmark
/ February 24th, 2021Today I’m talking about the best investment benchmark…inflation! Why? Inflation reduces the value of your hard-earned money every day. In other words, one dollar today is not worth one dollar tomorrow. By stuffing your money under the mattress (or in a savings account earning 0.001%), you are guaranteeing a negative real return. Since inflation is
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Is What I Tell My Financial Advisor Confidential?
/ January 1st, 2021We recently helped a client with an exciting life transition. Let’s call her Jane. After decades of hard work, Jane sold her company and went from maxing out credit cards to having life-changing wealth. Wanting to be smart with this newfound wealth, she came to us for help to ensure she was making the best
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Disability Insurance Defined: The #1 Reason You Need It (In Plain English)
/ December 5th, 2020This guide has everything you need to know about disability insurance. Specifically, I’m sharing a simple definition of disability insurance, who needs it, how to avoid a gap in coverage, and more. So if you want to protect your income and save money, you’re going to enjoy today’s post. Before I define disability insurance, let me
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Portfolio Rebalancing: What Is It + The Top 4 Benefits
/ December 1st, 2020Today I’m sharing what portfolio rebalancing is, when to implement it, and why it’s so beneficial. Market ups and downs make it difficult to know when to make adjustments…and when to leave everything alone. But creating a systematic rebalancing plan can help. So if you want to learn how to invest smarter without working harder,
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