Retirement Insights
Making sense of taxes, markets, and retirement planning.
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Are Long-Short Mutual Funds Right For You?
/ June 5th, 2020
If you’re thinking of using long-short mutual funds as part of your investment strategy, you may want to think again. Despite what you may have read in an investing magazine, this investment plan isn’t for the faint of heart. Long-short mutual funds are a lot more work than many people realize. And you have a
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Life Insurance vs. Investing More in Your 401(k)
/ June 3rd, 2020Are you better off putting extra money into your 401(k) instead of purchasing a life insurance policy? While investing in your 401(k) is a must if you want to retire, leaving your family without life insurance can impact them greatly if you die prematurely. Here’s how it works. The Problem: Life Insurance or 401(k)? Today’s
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In today’s post, we’re doing a case study on whether whole life insurance is a cost-effective way to invest for your retirement. Whole life insurance is a type of permanent life insurance where a life insurance policy and investing are combined into one product. Sounds convenient and easy, right? Not so fast. We’ll break down
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Rainy Day Fund
/ June 1st, 2020
One thing you don’t have to worry about if you have an emergency rainy day fund: having cash. Sometimes a rainy day fund is also known as an emergency fund, but whatever you decide to call it, it can be a relief when you need it. What is a Rainy Day Fund? A rainy day fund
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Are ETFs better than Mutual Funds?
/ May 1st, 2020Some people argue that exchange-traded funds (ETFs) are always better than mutual funds. But is this true? It’s time to set the record straight. Let’s clear the air surrounding this wonderful investment vehicle: the good ol’ mutual fund. If you have always wanted to know the difference between mutual funds and ETFs, you will enjoy
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No One Knows What’s Going to Happen & That’s OK
/ April 17th, 2020Recently, I was excited to attend an investor meetup – remotely, of course. (Aren’t Zoom meetings great?) I was looking forward to socializing and talking nerdy money stuff with friends. Alas, after the excitement wore off, I left the discussion slightly disappointed. Here’s why: To clarify, this was a mostly amateur investor club. But, these
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5 Things Retirees Need to Know About the CARES Act
/ March 31st, 2020Today we are sharing a summary of the CARES Act (a.k.a Coronavirus Aid, Relief, and Economics Security Act). It was passed by the U.S. Government on March 26th, 2020 and it’s the largest economic stimulus bill in history. The CARES Act provides financial support for: Individuals & Families Small Businesses Corporations Healthcare Providers State Governments
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How Much Can I Withdraw from My Investments?
/ March 1st, 2020Throughout your career, you’ve diligently socked away money so you are able to enjoy your dream retirement. Now that you are getting closer and cementing your exit strategy, you may be wondering, “How much money can I take from my investment portfolio?” This is a question we get asked all the time. It’s natural to
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Discretionary Investing Defined
/ February 1st, 2020Recently, one of our clients asked us to define Discretionary Investing. It’s natural to have questions throughout your financial planning journey. Whether you thoroughly researched your options or you jumped in blindly and now you’re backtracking . . . we’ve got answers for you. It’s our pleasure to meet you where you are and help
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Stock Market Crash: When Will it Happen + How to Prepare
/ January 24th, 2020Today we are talking about the next stock market crash and how to prepare. You’ve probably heard the media making all kinds of predictions: “The stock market is overvalued. It can’t keep going up forever. It’s an election year, so the stock market is going to crash! And yeah, it’s fun to listen to the
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